You’ve probably heard the saying, “It’s not what you know, it’s who you know.” Well, that saying is flipped on its head when it comes to your credit score. In fact, it’s more like, “It’s not who you know, it’s what you know.” Because if you don't have a good handle on your credit report…
Cars are expensive. Even if you buy a used car, routine maintenance expenses still come with owning a vehicle. One way to minimize these costs is to regularly perform essential car maintenance tasks. This blog post will discuss five simple things you can do to maintain your car and keep it running smoothly. While this…
As economists predict a looming recession, a new Bankrate survey shows that Gen Z-ers may be the least prepared. While older Americans are preparing for the potential of a downturn, two in five people in Gen Z say they haven't taken any steps to get their finances in order. Forty percent say they're not at…
If you are one of the 8 million federal borrowers currently enrolled in an income-driven repayment plan, your student loan balances will be automatically canceled - no action is necessary.
For everyone else, don't worry! You can still apply to have a portion of your student loans forgiven. Balances may drop by as much as…
Like most people, you've probably spent a good portion of your life working hard and saving for retirement. But have you thought about where you want to spend your golden years? The location you choose to retire in can significantly impact the quality of your retirement, so it's important to carefully consider your options before…
Saving for retirement is essential, but knowing how much you should have saved at each stage of your life can be challenging. Here are some general guidelines to help you determine how much money you should have in your retirement account.
In Your 20s…
If you are in your 20s, you may be just starting your…
On Friday, Ajla Tomljanovic of Australia defeated Serena Williams in the third round of the U.S. Open. This match signified the end of an illustrious career for the tennis superstar, who announced her retirement from professional tennis earlier this year. Turning pro at only 14, Serena Williams has since won 23 Grand Slam championships and…
If you're struggling with debt, you may consider a home equity loan to consolidate what you owe into one monthly payment. While this can be a helpful solution for some, it's not the right choice for everyone. It's helpful to explore the benefits and risks of using a home equity loan to consolidate debt so…
Fewer customers are using RIOs for debt consolidation as data reveals a fall from 13% in 2021 YTD to 7% in 2022 YTD. What are the reasons for this shift? What homeowners are switching to will be explored in this article.
What are RIOs, and what do they usually offer customers?
An RIO mortgage is an…
Suze Orman, Dave Ramsay, Robert Kiyosaki, and Ramit Sethi are just a few of the personal finance gurus. They have sold hundreds of thousands of books and influenced public perceptions of what it means to be financially responsible. They're pretty successful, but are they always correct? According to Yale economics professor James Choi, not always.…