Non-performing assets (NPAs) are loans or advances that are not meeting their repayment obligations as agreed in the loan agreement. When borrowers default on their loans, it can cause a significant strain on the lender’s finances and liquidity. For this reason, it is important to understand what non-performing assets are, how they can be managed,…
Pet owners love their furry friends, so it's no surprise that many look into pet insurance to ensure their pets are covered in case of an injury or illness. But is pet insurance worth the cost? We'll discuss what pet insurance covers and doesn't cover and how much you should pay.
Cost of Common Pet…
Regarding your credit score, one of the most important factors for determining your rating is your credit utilization ratio – how much credit you’re using compared to how much you actually have. If it's too high, this can affect your score negatively. It's, therefore, important to know different ways you can lower your credit utilization…
Sticking to a budget can be daunting. Fortunately, with the help of modern budgeting apps, it's easier than ever to keep track of your finances and reach your financial goals. But with so many different budgeting applications available, it can be confusing to determine which one will work best for you. Before settling on an…
If you are a stay-at-home parent searching for an interesting, easy, and ever-changing side job, look no further: mystery shopping is the perfect opportunity! Not only do you get to decide when and where you work, but you also get to experience different services while evaluating them with your hard-earned cash.
While performing your duties…
No one ever said that managing your finances would be easy. In fact, it can be downright difficult at times to make the right choices – especially when it comes to avoiding costly mistakes. Here are five of the biggest financial mistakes you can make, along with advice on preventing them.
Lack of Planning…
Investing can be intimidating, especially when making your first investments. Starting small is a great way to test the waters without breaking the bank. Let's look at some of the smallest starter investments you can make without investing all your money.
Stocks & ETFs
One of the most common types of investments is stocks and…
If you're an entrepreneur, freelancer, business owner, or otherwise involved in any kind of business venture, you’ve probably heard of a non-compete contract. But do you really need one? And what is it exactly? Let's break down the basics of non-compete contracts and see if they are right for your business.
What is a Non-Compete…
Thinking of ways to save money on groceries? You're not alone! With the current economic situation, it's no surprise that households are trying to find creative ways to reduce expenses. If you're looking for a way to budget your funds and still stretch your dollars further, why not try dumpster diving?
That's right - dumpster…