When dealing with your finances, it is critical to know the different types of banking institutions and choose the one that best fits your needs. To help you navigate them all, this blog post will offer an overview of the four main forms of banking—central banks, commercial banks, cooperative banks, and regional rural banks.
Each…
It's tax season, and you want to get the biggest return possible if you're like most people. While plenty of tax write-offs are available at this time of year, there are some that many taxpayers simply overlook. By taking advantage of these commonly missed tax write-offs, you can maximize your return and make sure that…
Podcasting is an enjoyable and potentially lucrative way to make money. To fully capitalize on it's earning potential, you must have the necessary equipment, devote time and energy to promoting your podcast, and either find sponsors or offer premium content. The key is to treat your podcast like a business; with proper planning and dedication,…
Car payments can take a toll on your wallet, especially if you have an expensive loan. But don’t worry! There are a few easy things you can do that will help lower your car payment.
From saving up for a larger down payment to rolling over the amount you owe into a new loan, these…
According to the National Autism Association, nearly one-third of all families with a child or adult with special needs are living in poverty. For these families, the financial challenges associated with caring for someone with special needs can be overwhelming and, at times, insurmountable. We’ll take a look at why many special needs families find…
For many of us, the idea of creating and managing a family budget is an intimidating prospect. With so much to consider, from regular bills and expenses to unexpected changes or costs, it can be daunting to figure out where to start.
Once you understand the basics and have established some ground rules, creating and…
Non-performing assets (NPAs) are loans or advances that are not meeting their repayment obligations as agreed in the loan agreement. When borrowers default on their loans, it can cause a significant strain on the lender’s finances and liquidity. For this reason, it is important to understand what non-performing assets are, how they can be managed,…
Pet owners love their furry friends, so it's no surprise that many look into pet insurance to ensure their pets are covered in case of an injury or illness. But is pet insurance worth the cost? We'll discuss what pet insurance covers and doesn't cover and how much you should pay.
Cost of Common Pet…
Regarding your credit score, one of the most important factors for determining your rating is your credit utilization ratio – how much credit you’re using compared to how much you actually have. If it's too high, this can affect your score negatively. It's, therefore, important to know different ways you can lower your credit utilization…
Sticking to a budget can be daunting. Fortunately, with the help of modern budgeting apps, it's easier than ever to keep track of your finances and reach your financial goals. But with so many different budgeting applications available, it can be confusing to determine which one will work best for you. Before settling on an…