You may consider hiring a debt manager if you feel overwhelmed by your debts. This is a big decision, and it's important to understand what debt managers do and whether or not they are the right solution for you.
What is a debt manager?
A debt manager is a professional who helps people get out…
Debt Help
If you are one of the 8 million federal borrowers currently enrolled in an income-driven repayment plan, your student loan balances will be automatically canceled - no action is necessary.
For everyone else, don't worry! You can still apply to have a portion of your student loans forgiven. Balances may drop by as much as…
Opening a credit card can be a great way to establish credit or earn rewards. However, if you aren't careful, it's easy to end up in debt. If your credit card balance is negative, don't panic! There are steps you can take to get your finances back on track.
What Causes a Negative Balance?
There…
If you're struggling with debt, you may consider a home equity loan to consolidate what you owe into one monthly payment. While this can be a helpful solution for some, it's not the right choice for everyone. It's helpful to explore the benefits and risks of using a home equity loan to consolidate debt so…
Fewer customers are using RIOs for debt consolidation as data reveals a fall from 13% in 2021 YTD to 7% in 2022 YTD. What are the reasons for this shift? What homeowners are switching to will be explored in this article.
What are RIOs, and what do they usually offer customers?
An RIO mortgage is an…