Are you looking for ways to boost your bank balance and save money simultaneously? We’ve got you covered! From online jobs, you can do from home to investment opportunities that will help stretch your paycheck. We’ve compiled 15 creative solutions to make extra cash with minimal effort. Whether you already have a full-time job or are searching for one, these tried-and-true methods will provide much-needed financial relief. So read on as we explore how adding an extra source of income could be the injection of funds you need to get ahead in life – and it doesn’t require becoming an international spy (unless, of course, you want to!).

15 Ways to Save and Make Money

Cut Your Yearly Car Insurance Payments by Nearly $700

When was the last time you checked your car insurance rates? If it’s been more than six months, chances are you’re overpaying. Don’t worry – you can easily compare rates through a digital marketplace called SmartFinancial. This could lead to getting rates as low as $22 a month and saving over $700 a year. In just one minute, you can get quotes from several insurers and easily compare the best rates side-by-side. This could put some serious cash back in your pocket. So what are you waiting for? Check your rates today!

Use Your Down Time to Make Money

We get it – you’re busy. But what if we told you you could make some extra cash while lounging on the couch? We’re not talking about a second job or side gig but instead taking part in surveys. It may not be the quickest way to earn money, but it’s an easy and low-effort way to make some extra dough. Our tip? Sign up for a bunch of legit survey sites, and you might qualify for a few surveys each month on each site, which can add up to a nice little bonus.

Check out Swagbucks, MyPoints, and Inbox Dollars to make quick cash this month:

• Swaybacks: At Swagbucks, you can take surveys and make money in other ways. Plus, you’ll get a $5 bonus when you sign up and reach 2,500 SB within 60 days.
• MyPoints: MyPoints, on the other hand, offers gift cards for taking polls and surveys – perfect for passing the time during a long commute. And if you complete your first five surveys, you’ll earn a $5 bonus.
• InboxDollars: InboxDollars is a great place to earn some extra cash. You’ll get paid $5 just for signing up, and you can also make money by reading emails, watching videos, playing games, and more.

Get Paid to Download Apps

Are you looking for a super easy way to earn extra cash without too much effort? Did you know that some companies will pay you for simply downloading apps on your phone or computer? It’s true! This is a fantastic way to increase your passive income and keep money flowing. 

One of our favorites is called MobileXpression. Here’s how it works: once you’ve downloaded the app on your smartphone and let it run for a week, you get to play a rewards game immediately and win a prize (yes, everyone wins something – how great is that?). We’ve seen people score a $25 Amazon gift card, but there are also chances to win iPads and Samsung TVs. It’s like getting rewarded for doing nothing – what could be better?

Switch to a Discount Cell Service

You’re probably used to your phone buzzing non-stop with notifications, but it’s hard to ignore when it’s your cell phone provider. They want to let you know that 90% of your data plan has been used up and offer to add another 1GB for $15. Sure, that sounds nice and all, but who wants to add more to an already overwhelming bill?

If you’re tired of forking over your hard-earned cash to the “Big Four” carriers, it might be time to check out Twigby. As a discount carrier, they offer affordable plans that won’t break the bank. Plus, their flexible plan options allow you to pick the exact amount of talk time, text messages, and data you need – so no more wasting money on features you don’t use. And if that wasn’t enough, you can get a free SIM card when you switch to Twigby and save up to $10 on your phone bill. Now that’s what we call a win-win.

Quit Deleting Your Emails

Did you know that deleting your emails could actually be hurting your wallet? Well, we have a tool to help you save some cash. Introducing Capital One Shopping Price Protection – a free tool that scans your email for receipts from monitored retailers. 

Once signed up, it tracks the price of the items you purchased and helps you get a refund if there’s a price drop. And that’s not all – if your guaranteed shipment arrives late, Capital One Shopping Price Protection will assist you in getting compensated. So don’t let deleting your emails cost you money; sign up for Capital One Shopping Price Protection today.

Let Happy Money Pay Your Credit Card Bill

Are you tired of drowning in debt and feeling like your credit card company is getting rich off your interest rates? Luckily, there’s a solution: Happy Money. With just one low-interest loan, you can pay off all your credit card balances and be debt-free as soon as tomorrow. Plus, you’ll only have one monthly bill to worry about.

Are you looking for a seamless way to consolidate your credit card debt and save on interest? Then, Happy Money’s got you covered! If you have a credit score of 640 or higher, we’ll help you borrow anywhere from $5,000 to $40,000 with fixed rates starting at just 7.99%*. 

Here’s the best part: you won’t need to wait in long bank lines or make numerous phone calls to apply! Instead, check your eligibility online for free. It only takes a few minutes to complete, and it could save you thousands of dollars. Plus, it may even boost your FICO score by up to 40 points! Talk about a win-win situation. 

So, why wait to take control of your finances? Say goodbye to credit card debt and the stress that comes with it just by filling out our online form today – tomorrow will thank you!

Use TrueBill to Negotiate Your Bills

Are you tired of spending hours on the phone with your cell phone or internet provider trying to lower your monthly bill? It’s time to hang up (and say goodbye to that terrible music). Say hello to TrueBill, the app that takes the hassle out of negotiating bills, cancels unwanted subscriptions, and refunds bank fees.

Simply download TrueBill, create an account, and link your bank and/or credit cards. With bill negotiation and outage protection features turned on, TrueBill will search for potential refunds – even when you didn’t know there was an outage. Say goodbye to wasted time and hello to more money in your pocket.

Truebill claims to save customers over $700 annually by reducing their bills, canceling unnecessary subscriptions, and obtaining refunds. The app is especially helpful in reminding you of any forgotten subscriptions, allowing you to cancel unused subscriptions and retrieve your lost monthly budget. Signing up and using the service is free, but the app offers optional premium services, which may be beneficial.

Use Chime to Get Your Paycheck Early

Do you hate waiting for payday? Chime has your back. Most banks hold onto your money until your pay date, but Chime gives you early access. Once they receive confirmation of your direct deposit, your funds will be posted to your account ASAP. No more waiting around for your paycheck – Chime has you covered.

While some factors, such as your employer and its financial institution, come into play, most people can expect to receive their paychecks on Wednesday instead of Thursday. However, it’s not a sure thing for everyone, so it’s worth checking with your employer to see if you qualify for the two-day head start.

Additionally, Chime is ahead of the curve with unique features you won’t find elsewhere. For starters, no more pesky fees – say goodbye to overdraft, monthly maintenance, foreign transaction, and minimum balance fees! 

You can also use an easy-to-use savings account with automation tools like the round-up feature. And, forget the hassle of splitting expenses with friends – Chime offers a convenient “Pay Friends” feature. Plus, Chime grants you access to thousands of fee-free ATMs. Who doesn’t love saving money?

Sell Items You No Longer Use

Take a closer look at your belongings and determine what you need. First up, clothes. If you haven’t worn something within the last year, it’s probably time to let it go. Why not sell those clothes on Letgo? It’s an online marketplace that’s easy and free to use. All it takes is five minutes to list your item and find a buyer in your area. 

Next up is technology. Take a good look at your entertainment center. Does it feel overcrowded with outdated music and movies? Consider selling those items to Decluttr. They’ll buy your old CDs, DVDs, Blu-rays, video games, cell phones, and tablets. And guess what? Shipping is free, and they’ll pay you within 24 hours. Time to declutter and make some money!

Finally, do you have books collecting dust? Try selling them on Amazon. You can list the books for free and ship them to buyers within two business days.

Use Blast and Make Money Playing Games

Hey, fellow gamers! If you’re looking for a way to make some extra cash simply by doing what you love, Blast has got you covered. Blast is a savings app created by gamers for gamers, available exclusively on Android.

With Blast, you can save, earn, and even win cash for playing your favorite games – and the best part? It works with every game in the Google Play Store and all the top PC games, including Counter-Strike Global Offensive. Plus, there are no hidden fees or charges – Blast is free for all users.

While playing your favorite games, Blast transfers small amounts of money from your checking account to a high-yield Blast savings account. And the best part? You get to set the triggers! Whether it’s defeating opponents or destroying enemy bases, you decide when the transfer happens. Plus, there are missions you can complete to earn extra cash and try out new games. Rest assured that your Blast savings account is safe and secure, with 1% interest and FDIC insurance. You can withdraw your money anytime or let it grow. Start saving while playing today!

Use Rize to Set Savings and Investing Goals

Trying to save money can be challenging, especially if you struggle to make ends meet. And let’s face it; something always comes up unexpectedly to drain your funds. But don’t worry; there’s a way to make saving money easier. Just put your savings on autopilot!

There are a bunch of apps out there that can help you automatically set aside money for your rainy day fund. Our top pick is Rize – it lets you create a savings plan and forget about it!

Rize is a web app that’ll change your savings game. With its pay-what-you-want feature and 256-bit-encrypted security, you’ll feel confident about taking control of your finances. Simply set a goal and deadline, and let Rize help you achieve it. Whether it’s saving up for a short-term trip or tackling monthly payments, Rize has got you covered. And the best part? You’ll earn 1.65% interest – that’s 19 times higher than the national average for savings accounts! But if you’re looking for a more significant return, Rize can even invest your money for you. Don’t let finances stress you out – start using Rize today.

The Bottom Line

In today’s world, staying on top of your finances can be difficult. Fortunately, there are plenty of apps out there that can help you save money and take control of your finances. Whether it’s getting refunds for power outages or early access to paychecks, Chime and Truebill have got you covered. Don’t forget about the easy ways to make money, such as selling items online or playing your favorite games on Blast. And if you’re looking for a super simple way to save and invest, Rize is the perfect fit. Start taking control of your finances today!

Key Takeaways:

•Chime can give you early access to your paycheck.

•Letgo and Decluttr are great apps for selling items you no longer need.

•Blast makes it easy to earn money while playing your favorite games.

•Rize can help you save and invest with confidence.

•Take charge of your finances with these helpful apps!